Legal Help After a Crash With an Uninsured Driver in Tempe, AZ
Hit by an Uninsured Driver in Tempe? Get Help Understanding Your Options
It’s frustrating enough being in a crash — but finding out the other driver doesn’t have insurance can make things worse. If you were injured in a Tempe accident and the at-fault driver wasn’t insured, we’ll help you connect with a local attorney who can guide you through what to do next.
Free consultation — no obligation
Legal support for uninsured and underinsured driver claims
Help with UM/UIM coverage, MedPay, and more
Available Monday–Friday, 9 AM to 9 PM
Serving crash victims across all of Tempe
(Available 9:00am - 9:00pm)
Legal Help After a Crash With an Uninsured Driver in Tempe, AZ
Hit by an Uninsured Driver in Tempe? Get Help Understanding Your Options
It’s frustrating enough being in a crash — but finding out the other driver doesn’t have insurance can make things worse. If you were injured in a Tempe accident and the at-fault driver wasn’t insured, we’ll help you connect with a local attorney who can guide you through what to do next
(Available 9:00am - 9:00pm)
How Our Tempe Uninsured Driver Legal Help Works
When the other driver has no insurance, it’s easy to feel stuck. But with the right guidance, you still have a path forward — and it starts here.
Tell Us What Happened
Were you hit by a driver with no insurance — or not enough coverage? Let’s talk about it.
Get Matched With a Local Tempe Attorney
We’ll connect you with a lawyer who understands uninsured and underinsured motorist (UM/UIM) claims and how to handle them.
Take the Right Legal Steps
Your attorney can help you file against your own policy, explore alternate compensation routes, and fight back if your insurer stalls or denies.
Why Tempe Drivers Trust This Legal Help After an Uninsured Crash
When the at-fault driver has no insurance, most people don’t know where to turn. That’s why Tempe crash victims trust us to help them take the right steps — fast.
Attorneys who know UM/UIM law inside and out
We connect you with lawyers who understand how to work within your policy to protect your rights.
Support when insurers stall or deny
Even your own insurer might push back. We help you stand up for what you’re owed.
Focused on accident-related injury cases
This isn’t general legal help. It’s targeted support for uninsured driver injury claims.
Tempe-based and responsive
You’ll work with someone who knows Arizona laws, local streets, and the local courts.
Helping Tempe Drivers Injured by Uninsured or Underinsured Drivers
Just because the other driver didn’t have insurance doesn’t mean you’re out of luck. We help crash victims in Tempe who were:
Hit by completely uninsured drivers
In accidents where the other driver’s policy limits weren’t enough
Injured as a passenger in someone else’s vehicle
Victims of hit-and-runs (often treated as uninsured cases)
Covered under uninsured motorist (UM) or underinsured motorist (UIM) policies
Unsure what their coverage even includes — we’ll help you find out
If someone else caused the crash, but their coverage failed — we’ll help you pick up the pieces.
Serving Tempe Crash Victims Facing Uninsured Driver Claims
Uninsured and underinsured accidents happen across Tempe — in neighborhoods, on the freeway, and even in parking lots. We’re here to help you wherever it happened.
We support clients in:
Zip Codes 85281, 85282, 85283, and 85284
Crashes on Loop 202, Loop 101, I-10, and major surface streets
Parking lot collisions where the at-fault driver vanished or was uninsured
Neighborhoods like Holdeman, Meyer Park, Escalante, and beyond
Cases involving rideshare vehicles, pedestrians, or cyclists
If you were injured and the other driver had no coverage — or not enough — we’re here to help you sort it out.
What to Expect After an Uninsured Driver Accident in Tempe
These situations get complicated quickly, and most victims don’t know where to start. Here's how it typically plays out:
Insurance may try to avoid responsibility — Even your own provider may resist paying out a UM/UIM claim — or offer far less than you deserve.
You may have coverage and not know it — Uninsured/underinsured motorist coverage is often included in Arizona policies — but many drivers don’t realize it.
You could still recover compensation — Even if the other driver had nothing, you might still be eligible for medical, lost wage, and pain-related compensation.
A lawyer can make the difference — We’ll connect you with someone who knows how to navigate your policy and push for the full amount you’re owed.
If the person who hit you didn’t have coverage — or didn’t have enough — here’s what to expect, and why legal help makes all the difference.
Injuries We Help With in Tempe Uninsured Driver Accidents
Uninsured and underinsured driver cases often involve serious injuries — and no obvious way to pay for them. We connect victims with lawyers who understand how to pursue full compensation for:
Head injuries and concussions
Neck and spinal trauma
Broken bones, fractures, and joint damage
Internal bleeding and soft tissue injuries
Long-term disability and chronic pain
PTSD, anxiety, and emotional distress
Wrongful death and fatal crash cases
If you're hurting and the other driver can’t cover it, we’ll help you find someone who will fight to make sure you’re not left with the bill.
Hit by an Uninsured Driver in Tempe? Here’s What Arizona Law Says
Getting injured is bad enough — but when the driver who hit you has no coverage, it gets complicated. Here’s what you should know about your legal rights:
You Still Have a Legal Deadline
You typically have two years from the date of the accident to pursue a claim — whether through your own UM/UIM policy or other legal channels. Don’t wait.
Your Own Insurance May Be Responsible
Arizona allows victims to file against their own uninsured or underinsured motorist policy. This can help cover your medical bills, lost wages, and pain — but your insurer may not make it easy.
Expect Resistance From Insurance Companies
Even your own provider might lowball, delay, or deny your claim. Having a lawyer in your corner keeps the pressure on and helps you avoid costly mistakes.
A Local Attorney Can Maximize Your Outcome
We’ll connect you with a Tempe attorney who understands UM/UIM claims, Arizona insurance law, and how to make sure your policy works for you — not against you.
Frequently Asked Questions – Tempe Uninsured Driver Accidents
Can I still get compensation if the other driver had no insurance?
Yes. If you have uninsured motorist (UM) coverage, you may be able to recover damages through your own policy.
What if the driver had insurance, but it wasn’t enough?
That’s called an underinsured driver case. You may be eligible to file a claim under your underinsured motorist (UIM) coverage.
Will my premiums go up if I use UM/UIM coverage?
In many cases, no. These policies are designed to protect you from uninsured drivers — not penalize you when someone else causes the crash. Talk to a lawyer before making assumptions.
Do I need to file a police report?
Yes. Always file a report. It documents the crash and may be required to file a UM/UIM claim.
What if the other driver fled the scene?
Hit-and-run crashes are often treated like uninsured driver cases. You may still have legal options.
Hit by an Uninsured Driver? Get Legal Help Now
If the person who hit you didn’t have coverage — or didn’t have enough — don’t panic. We’ll help you connect with a Tempe attorney who knows how to work with your insurance, uncover hidden coverage, and fight for what you’re owed.
Free consultation — no pressure, no obligation
Help with uninsured and underinsured driver claims
Available Monday – Friday, 9 AM to 9 PM
Tempe Arizona Car Accident Attorney is not a law firm and does not provide legal advice. We connect individuals with local attorneys who handle car accident and personal injury cases. Communications through this site do not form an attorney-client relationship. Availability of attorneys may vary. For formal legal guidance, always consult a licensed attorney directly.